Our Philosophy

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We are your partner.  We help you comprehend the unique situations in your financial life and work with you to make a plan to manage them.  We take a proactive approach to monitoring the equity and fixed income markets, then communicate to you how we feel current events may affect your financial situation.  You will always be included in the process and your input is greatly valued.

While you are working, you save for retirement.  In terms of retirement planning, this is called the accumulation phase of financial planning.  As time moves forward, a day comes when retirement seems near.  Then you realize that you will need to access those funds and use them to provide income towards your retirement needs.   Transitioning from the accumulation phase of life to the distribution phase (retirement) can be a scary time.  We take the time to understand your concerns and help you navigate though the worry to help you become more comfortable during this transition.  Part of this process includes a Retirement Planning Analysis which allows our clients to visualize whether they can retire comfortably under the current assumptions, or if they have to make some changes in order to have the lifestyle they wish for while in retirement.

Our goal is to take care of your financial planning needs, while treating you like family.  We strive for a very high level of client satisfaction and that feel regular contact with our clients is paramount.  Our clients know that we are looking out for their best interests while keeping an eye on their investments.